Call Us (877) 286-1141 ☰ ˟
Logo
Call Us (877) 286-1141 to get your personalized insurance quote
  • Home
  • Get A Quote
    • Auto Insurance Quote FormsImage of right arrow
      • Auto Insurance Quote
      • Non-Standard Auto
    • Bonds Quote FormsImage of right arrow
      • Bond Request Form
    • Business & Commercial Insurance Quote FormsImage of right arrow
      • Business Owners (BOP) Quote Form
      • General Liability Quote Form
      • Workers Compensation Quote
    • Commercial Auto Insurance Quote FormsImage of right arrow
      • Commercial Auto - Submit a Quote
    • Health Insurance Quote FormsImage of right arrow
      • Disability Insurance Quote
      • Health Insurance Quote
      • Long Term Care Insurance Quote
    • Homeowners Insurance Quote FormsImage of right arrow
      • Homeowners Insurance Quote
      • Manufactured Home Quote
    • Life Insurance Quote FormsImage of right arrow
      • Life Insurance Quote
      • Term Life Insurance Quote
    • Watercraft & Boat Insurance Quote FormsImage of right arrow
      • Watercraft Insurance Quote
  • Customer Service
    • Auto Insurance Customer Service FormsImage of right arrow
      • Request Declaration and Coverages Page for Auto Policy
      • Request ID Card for Auto Policy
      • Send Declaration and Coverages Information to Lien Holder
    • Business & Commercial Insurance Customer Service FormsImage of right arrow
      • Request Declaration and Coverages Page for Commercial Auto Policy
      • Request General Liability Certificate of Insurance
      • Request ID Card for Commercial Auto Policy
    • Health Insurance Customer Service FormsImage of right arrow
      • Request Declaration and Coverages Page for Existing Health Insurance Coverage
    • Homeowners Insurance Customer Service FormsImage of right arrow
      • Request Declaration and Coverages for Existing Homeowners Insurance Coverage
      • Request Evidence of Insurance
    • Life Insurance Customer Service FormsImage of right arrow
      • Request Declaration and Coverages Page for Existing Life Insurance Coverage
    • Watercraft & Boat Insurance Customer Service FormsImage of right arrow
      • Request Declaration and Coverages Page for Watercraft Policy
      • Request ID Card for Watercraft Policy
  • Resources
    • Refer a Friend
    • Insurance Glossary
    • Privacy Policy
  • Contact
Home > Auto Insurance Home

Auto Insurance


Auto Insurance Quote Forms

Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.

Auto Quote Form
Non-Standard Auto

Auto Insurance Customer Service Options

Self policy service any time of the day, directly from our website. To request a policy change on your account, click any of the following policy service options below.

Request Declaration and Coverages Page for Auto Policy
Request ID Card for Auto Policy
Send Declaration and Coverages Information to Lien Holder

Auto Insurance Information

What is auto insurance?
Auto insurance protects you against financial loss if you have an accident. It is a contract between you and the insurance company. You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy.

Auto insurance provides property, liability and medical coverage:

  • Property coverage pays for damage to or theft of your car.
  • Liability coverage pays for your legal responsibility to others for bodily injury or property damage.
  • Medical coverage pays for the cost of treating injuries, rehabilitation and sometimes lost wages and funeral expenses.

An auto insurance policy is comprised of six different kinds of coverage. Most states require you to buy some, but not all, of these coverages. If you're financing a car, your lender may also have requirements.

Most auto policies are for six months or a year. Your insurance company should notify you by mail when it's time to renew the policy and to pay your premium.

Why do you need auto insurance?
It's really all about protecting yourself financially.

  • If you're in an accident or your car is stolen, it costs money, often a lot of money, to fix or replace it.
  • If you or any passengers are injured in an accident, medical costs can be extremely expensive.
  • If you or your car is responsible for damage or injury to others, you may be sued for much more than you're worth.
  • Not only is having insurance a prudent financial decision, many states require you to have at least some coverage.

Questions to ask your agent
Your Independent Agent is an advocate for finding auto insurance that meets your specific needs. Here are a few things to consider as you prepare for the discussion:

  • How much can you afford to pay if you get in an accident? (To keep premiums low you may want to have a higher deductible and be willing to pay more for repairs.)
  • What is the insurance company's level of service and ability to pay claims?
  • What discounts are available? (Ask about good driver, multiple policy and student discounts.)
  • What's the procedure for filing and settling a claim? (Ask who to call and what happens after you file a claim.)
Contact us
(877) 286-1141 | (248) 569-1494 3200 Coolidge Highway Suite B Berkley, Michigan 48072
Quick Links
Home Our Products Customer Service Payment Options Report a Claim About Us Our Carriers Partners Contact Us
Location
3200 Coolidge Highway Suite B
Berkley, Michigan 48072
(877) 286-1141 (248) 569-1494



Twitter Icon Facebook Icon LinkedIn Icon Google Icon Yelp Icon YouTube Icon Instagram Icon


© Copyright. All rights reserved.
Powered by Insurance Website Builder